Your Business Is Growing. Your Funding Should Keep Up.
Doing $25K+ a month? Submit a 2-minute request and a funding specialist will contact you about working capital from our network of funding providers.
Free to submit · No obligation · Subject to approval
Simplifying Business Funding
Advantage Loans makes it simple for established businesses to request working capital. Tell us about your business once, and we share your request with independent funding providers whose requirements fit. They review it and contact you directly. We are not a lender, and there is no cost to submit a request.
How It Works
No long applications and no waiting on hold. Three steps from request to a conversation with a funding specialist.
- Tell Us About Your Business
Answer a few quick questions about your revenue, time in business and what you need. It takes about 2 minutes.
- We Match Your Request
We share it with funding providers whose requirements fit your business. We never check your credit.
- A Specialist Contacts You
A funding specialist reaches out to go over your options and what they need to move forward.
Built for Established Businesses
Our funding providers work with businesses that already have steady revenue and a track record. These are the typical requirements:
- $25,000+ in Monthly Revenue
Consistent deposits into a business bank account.
- 12+ Months in Business
Providers look for an established operating history.
- 550+ Credit Score
A fair or better score. Some providers have higher requirements, and some industries and states are not eligible.
What to Expect After You Apply
Once your request is in, the next step is a conversation. Keep an eye out for a call or text from an unfamiliar number.
- A Quick Call
A funding specialist introduces themselves and asks a few follow-up questions about your business.
- Simple Documents
They may ask for recent business bank statements to move your request forward.
- No Obligation
You can compare what you hear and you are never required to accept anything.
Frequently Asked Questions
Are you a lender?+
No. Advantage Loans is not a lender. We share your request with independent funding providers. They review it, make their own decisions and contact you directly.
What kind of funding is this?+
Providers in our network offer working capital for established businesses, including merchant cash advances. A merchant cash advance is not a loan: the provider buys a portion of your future sales and is repaid as a share of your revenue. Your specialist will explain the structure, cost and repayment before you agree to anything.
What do I need to apply?+
A business with at least $25,000 in monthly revenue, 12 or more months in business and a credit score of 550 or higher. If you meet those, the form takes about 2 minutes.
Does submitting a request affect my credit?+
Our form does not pull your credit. A funding provider may ask to review your credit or business bank statements as part of their own process, and they will tell you what they need.
How fast will I hear back?+
Providers usually reach out quickly after your request. How fast funds arrive depends on the provider and how soon you can send the documents they ask for. Nothing is guaranteed.
Will more than one company contact me?+
Possibly. We may share your request with more than one funding provider, so you can compare. You are never required to accept anything.
Is there a cost to submit a request?+
No. Submitting a request through Advantage Loans is free. Funding providers disclose their own costs and fees before you decide.
Ready to request business funding?
It takes about 2 minutes to request funding. A specialist will contact you about your options.
Apply Now